payment instrument

as defined in Directive 2007/64/EC of the European Parliament and of the Council of 13…, Article 4, point (23) (Definitions)

any personalised device(s) and/or set of procedures agreed between the payment service user and the payment service provider and used by the payment service user in order to initiate a payment order;

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Also defined in

Proposal for a REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on payment services in the internal market and… 52023PC0367, Article 3, point (18)
an individualised device or devices and/or set of procedures agreed between the payment service user and the payment service provider which enables the initiation of a payment transaction
Regulation (EU) 2018/302 of the European Parliament and of the Council of 28 February 2018 on addressing unjustified… 32018R0302, Article 2, point (9)
payment instrument as defined in point (14) of Article 4 of Directive (EU) 2015/2366
Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the… 32015L2366, Article 4, point (14)
a personalised device(s) and/or set of procedures agreed between the payment service user and the payment service provider and used in order to initiate a payment order;
2001/413/JHA: Council Framework Decision of 28 May 2001 combating fraud and counterfeiting of non-cash means of payment 32001F0413, Article 1, point (a)
a corporeal instrument, other than legal tender (bank notes and coins), enabling, by its specific nature, alone or in conjunction with another (payment) instrument, the holder or user to transfer money or monetary value, as for example credit cards, eurocheque cards, other cards issued by financial…