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commercial unit

as defined in Directive 2008/48/EC of the European Parliament and of the Council of 23 April… (Definitions)

shall be deemed to exist where the supplier or service provider himself finances the credit for the consumer or, if it is financed by a third party, where the creditor uses the services of the supplier or service provider in connection with the conclusion or preparation of the credit agreement, or where the specific goods or the provision of a specific service are explicitly specified in the credit agreement.

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