foreign currency loan
as defined in Directive 2014/17/EU of the European Parliament and of the Council of…, Article 4, point (28) (Definitions)
a credit agreement where the credit is: (a) denominated in a currency other than that in which the consumer receives the income or holds the assets from which the credit is to be repaid; or (b) denominated in a currency other than that of the Member State in which the consumer is resident.