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commercial unit

as defined in Directive (EU) 2023/2225 of the European Parliament and of the Council of…, Article 3, point (20)(b) (Definitions)

where the supplier of goods or the provider of services himself or herself finances the credit for the consumer or, if it is financed by a third party, where the creditor uses the services of the supplier of goods or the provider of services in connection with the marketing, conclusion or preparation of the credit agreement, or where the specific goods or the provision of a specific service are explicitly specified in the credit agreement

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