Finance: definitions compared across 50 EU acts (English)

Finance: definitions compared

EU acts on banking, financial markets, insurance, payments and anti-money laundering. 1186 terms defined in 50 related EU acts, in English; 333 of them in more than one act. Proposals and repealed acts are included and marked.

How to read the table

First the earliest act to define the term
Reference defines it by pointing to another act’s definition
Partial reference its own text and a reference
Same wording the same text as an earlier act
Own wording its own text, compared word by word with the first act
Own wording ≠ possibly a different concept: own wording with little shared wording with the first act, and German or French use different terms
Proposal Repealed the act is a Commission proposal, or no longer in force

Each act links to its definition in the reader. Open a term for the texts and the differences, or follow its name to its own page.

71 of 1186 terms, under A. Find a term below to search all of them.

Term	Acts	Defined in
ABCP programme	2	CRR First Securitisation Regulation Own wording

ABCP transaction	2	CRR First Securitisation Regulation Own wording

accepted market practice	1	MAR First

account information service	1	PSD2 First

account information service provider	2	PSD2 First DORA Partial reference

account servicing payment service provider	1	PSD2 First

accumulated other comprehensive income	1	CRR First

acquiring of payment transactions	1	PSD2 First

actionable indication of interest	1	MiFIR First

ACTP CSR	1	CRR First

actual distribution	1	CRR First

ADC exposures	1	CRR First

Additional Tier 1 instruments	1	BRRD First

additional Tier 1 own-fund insurance items	1	CRR First

administrative, management or supervisory body	1	IRRD Reference

administrator	2	Solvency II First BMR Own wording ≠

administrator of critical benchmarks	1	DORA Reference

admitted instruments for crowdfunding purposes	1	ECSPR First

advertisement	1	Prospectus Regulation First

advice	2	IDD First SFDR Reference

Advisory services	1	MCD First

affected creditor	2	BRRD First IRRD Own wording

affected holder	1	BRRD First

agent	1	PSD2 First

aggregate amount	1	BRRD First

aggregated gross loss	1	CRR First

aggregated net loss	1	CRR First

agricultural commodity derivatives	2	MiFIR First MiFID II Partial reference

AIFMs	5	AIFMD First EMIR Own wording CBDF Regulation Partial reference SFDR Reference SFDR Reference

AIFs	6	AIFMD First EMIR Same wording CRR Own wording CBDF Regulation Partial reference SFDR Reference SFDR Reference

algorithmic trading	2	MiFID II First MAR Reference

alternative investment fund managers	5	CBDF Regulation First 32002L0087 Partial reference CRA Regulation Partial reference MiCA Partial reference FICOD proposal Partial reference Proposal

alternative investment funds	1	CBDF Regulation First

AML/CFT supervisory college	1	AMLD6 First

AML/CFT supervisory system	1	AMLA Regulation First

ancillary insurance intermediary	2	IDD First DORA Reference

Ancillary service	3	MCD First MiFID II Own wording ≠ MiFIR Reference

ancillary services undertaking	5	EMIR First CRD Reference CRR Own wording IFD Own wording IFR Same wording

Annual percentage rate of charge	1	MCD First

anonymity-enhancing coins	1	AMLR First

APA	1	MiFIR First

applicable accounting framework	1	CRR First

applicant issuer	1	MiCA First

Appointed representative	1	MCD First

appropriate authority	1	BRRD First

approval	1	Prospectus Regulation First

approved publication arrangement	1	MiFIR First

approved reporting mechanism	1	MiFIR First

APRC	1	MCD First

ARM	1	MiFIR First

ASA	1	IFR First

assessor	1	BMR First

asset and liability management vehicle	1	IRRD First

asset and liability separation tool	1	IRRD First

asset coverage requirement	1	CRR First

asset management company	5	CRR First 32002L0087 Partial reference CRD Reference IFR Reference FICOD proposal Partial reference Proposal

asset management vehicle	1	BRRD First

asset separation tool	1	BRRD First

asset-backed commercial paper programme	2	CRR First Securitisation Regulation Own wording

asset-backed commercial paper transaction	2	CRR First Securitisation Regulation Own wording

asset-referenced token	2	MiCA First CRR Reference

assets safeguarded and administered	1	IFR First

assets under management	1	IFR First

assignor	1	CRR First

associated instruments	1	MAR First

AUM	1	IFR First

authentication	1	PSD2 First

authorisation	3	CRR First CRD Reference IFD Partial reference

authorised primary dealer	1	Short Selling Regulation First

available financial means	1	DGSD First

average outstanding electronic money	1	EMD2 First

Term

Acts

Defined in

ABCP programme

CRR First
Securitisation Regulation Own wording

ABCP transaction

CRR First
Securitisation Regulation Own wording

accepted market practice

MAR First

account information service

PSD2 First

account information service provider

PSD2 First
DORA Partial reference

account servicing payment service provider

PSD2 First

accumulated other comprehensive income

CRR First

acquiring of payment transactions

PSD2 First

actionable indication of interest

MiFIR First

ACTP CSR

CRR First

actual distribution

CRR First

ADC exposures

CRR First

Additional Tier 1 instruments

BRRD First

additional Tier 1 own-fund insurance items

CRR First

administrative, management or supervisory body

IRRD Reference

administrator

Solvency II First
BMR Own wording ≠

administrator of critical benchmarks

DORA Reference

admitted instruments for crowdfunding purposes

ECSPR First

Prospectus Regulation First

advice

IDD First
SFDR Reference

Advisory services

MCD First

affected creditor

BRRD First
IRRD Own wording

affected holder

BRRD First

agent

PSD2 First

aggregate amount

BRRD First

aggregated gross loss

CRR First

aggregated net loss

CRR First

agricultural commodity derivatives

MiFIR First
MiFID II Partial reference

AIFMs

AIFMD First
EMIR Own wording
CBDF Regulation Partial reference
SFDR Reference
SFDR Reference

AIFs

AIFMD First
EMIR Same wording
CRR Own wording
CBDF Regulation Partial reference
SFDR Reference
SFDR Reference

algorithmic trading

MiFID II First
MAR Reference

alternative investment fund managers

CBDF Regulation First
32002L0087 Partial reference
CRA Regulation Partial reference
MiCA Partial reference
FICOD proposal Partial reference Proposal

alternative investment funds

CBDF Regulation First

AML/CFT supervisory college

AMLD6 First

AML/CFT supervisory system

AMLA Regulation First

ancillary insurance intermediary

IDD First
DORA Reference

Ancillary service

MCD First
MiFID II Own wording ≠
MiFIR Reference

ancillary services undertaking

EMIR First
CRD Reference
CRR Own wording
IFD Own wording
IFR Same wording

Annual percentage rate of charge

MCD First

anonymity-enhancing coins

AMLR First

APA

MiFIR First

applicable accounting framework

CRR First

applicant issuer

MiCA First

Appointed representative

MCD First

appropriate authority

BRRD First

approval

Prospectus Regulation First

approved publication arrangement

MiFIR First

approved reporting mechanism

MiFIR First

APRC

MCD First

ARM

MiFIR First

ASA

IFR First

assessor

BMR First

asset and liability management vehicle

IRRD First

asset and liability separation tool

IRRD First

asset coverage requirement

CRR First

asset management company

CRR First
32002L0087 Partial reference
CRD Reference
IFR Reference
FICOD proposal Partial reference Proposal

asset management vehicle

BRRD First

asset separation tool

BRRD First

asset-backed commercial paper programme

CRR First
Securitisation Regulation Own wording

asset-backed commercial paper transaction

CRR First
Securitisation Regulation Own wording

asset-referenced token

MiCA First
CRR Reference

assets safeguarded and administered

IFR First

assets under management

IFR First

assignor

CRR First

associated instruments

MAR First

AUM

IFR First

authentication

PSD2 First

authorisation

CRR First
CRD Reference
IFD Partial reference

authorised primary dealer

Short Selling Regulation First

available financial means

DGSD First

average outstanding electronic money

EMD2 First

The acts in this group

49 in force, 1 proposal, 0 repealed. Each act is read in its current consolidated version where Eureka holds it in this language, else as adopted. Where Eureka could not read a definition, it is left out rather than guessed, so a gap means a missing entry, never a wrong one. An act marked “No definitions of its own” defines no terms itself, in any language, so it adds no terms to the table.

Act	Status	Adopted	Terms	Coverage in English
Settlement Finality Directive 31998L0026	In force	1998-05-19	17	Complete
32002L0087 32002L0087	In force	2002-12-16	24	Complete
Transparency Directive 32004L0109	In force	2004-12-15	18	Complete
UCITS Directive 32009L0065	In force	2009-07-13	24	Complete
EMD2 32009L0110	In force	2009-09-16	4	Complete
CRA Regulation 32009R1060	In force	2009-09-16	38	Complete
Solvency II 32009L0138	In force	2009-11-25	66	Complete
AIFMD 32011L0061	In force	2011-06-08	51	Complete
Short Selling Regulation 32012R0236	In force	2012-03-14	17	Complete
SEPA Regulation 32012R0260	In force	2012-03-14	35	Complete
EMIR 32012R0648	In force	2012-07-04	36	Complete
EuVECA 32013R0345	In force	2013-04-17	16	Complete
32013R0346 32013R0346	In force	2013-04-17	15	Complete
CRD 32013L0036	In force	2013-06-26	88	Complete
CRR 32013R0575	In force	2013-06-26	345	Complete
32013R1024 32013R1024	In force	2013-10-15	10	Complete
MCD 32014L0017Also in Consumer protection	In force	2014-02-04	29	Complete
DGSD 32014L0049	In force	2014-04-16	20	Complete
MAR 32014R0596	In force	2014-04-16	42	Complete
BRRD 32014L0059	In force	2014-05-15	118	Complete
MiFID II 32014L0065	In force	2014-05-15	67	Complete
MiFIR 32014R0600	In force	2014-05-15	63	Complete
CSDR 32014R0909	In force	2014-07-23	55	Complete
PRIIPs 32014R1286	In force	2014-11-26	11	Complete
AMLD4 32015L0849	In force	2015-05-20	21	Complete
PSD2 32015L2366	In force	2015-11-25	48	Complete
SFTR 32015R2365	In force	2015-11-25	21	Complete
IDD 32016L0097	In force	2016-01-20	18	Complete
BMR 32016R1011	In force	2016-06-08	32	Complete
IORP II 32016L2341	In force	2016-12-14	22	Complete
Prospectus Regulation 32017R1129	In force	2017-06-14	31	Complete
Securitisation Regulation 32017R2402	In force	2017-12-12	35	Complete
CBDF Regulation 32019R1156	In force	2019-06-20	10	Complete
IFD 32019L2034	In force	2019-11-27	37	Complete
IFR 32019R2033	In force	2019-11-27	70	Complete
SFDR 32019R2088Also in Sustainability and ESG	In force	2019-11-27	31	Complete
Taxonomy Regulation 32020R0852Also in Sustainability and ESG	In force	2020-06-18	23	Complete
ECSPR 32020R1503	In force	2020-10-07	19	Complete
Cross-border Payments Regulation 32021R1230	In force	2021-07-14	15	Complete
DORA 32022R2554Also in Digital	In force	2022-12-14	68	Complete
Transfer of Funds Regulation 32023R1113	In force	2023-05-31	27	Complete
MiCA 32023R1114	In force	2023-05-31	53	Complete
EuGB Regulation 32023R2631Also in Sustainability and ESG	In force	2023-11-22	25	Complete
AMLD6 32024L1640	In force	2024-05-31	11	Complete
AMLA Regulation 32024R1620	In force	2024-05-31	4	Complete
AMLR 32024R1624	In force	2024-05-31	63	Complete
Multiple-Vote Shares Directive 32024L2810Also in Employment and company law	In force	2024-10-23	9	Complete
ESG Ratings Regulation 32024R3005Also in Sustainability and ESG	In force	2024-11-27	13	Complete
IRRD 32025L0001	In force	2024-11-27	91	Complete
FICOD proposal 52026PC0074	Proposal	2026-02-17	21	Complete

Compared on 2026-11-11; updated every night, so new and amended acts are included. Terms are matched by the same defined word, with singular and plural counted as one, never by synonyms. When the same word means different things in different acts (judged by the acts' English text), each meaning gets its own row.